News

Many travellers facing flight delays and cancellations because of the increased terrorism alert could not be covered by their insurance.

Peter Gerrard, senior researcher at moneysupermarket, has pointed out delays and cancellations caused by the step up in security following police arrests over a bomb plot may not be covered.

He said: 'Most travel insurers will not cover you for acts of terrorism and it is highly likely this general stance will extend to delays, missed flights or cancellations caused by the threat of terrorism.

'However, we advise passengers affected by today's terrorist alert to contact their individual insurers and check their position on claims.'

Research company Defaqto has also issued advice to those delayed.

The firm points out that while some travel insurance policies cover loss, injury or damage from terrorism, these would not apply as there has only been the threat of terrorism.

Brian Brown, associate director at Defaqto said: 'Emergencies of this type do expose the strict terms of travel insurance policies and will encourage travellers to examine their own policies to see how well they address these circumstances.'

Travellers may also find that electronic equipment such as laptops and iPods may not be covered if they are stored in an aircraft's hold, as often insurance policies state the valuables to be 'attended' by the owner when lost or stolen to be covered by insurance.

Currently passengers are only allowed to take the bare minimum of wallets, prescription drugs and glasses in their carry-on luggage.

Mr Brown added: 'Travellers should avoid taking expensive equipment with them if possible, or make sure they place their valuables in a secure suitcase.'

The increased terror alert today (10 August) has seen great delays at airports across the UK and widespread cancellations to flights.


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